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ASL COI Settlement

Davis v. Symetra Life Insurance Company
United States District Court for the Western District of Washington
Case No. 2:21-cv-00533-KK

Welcome to the ASL COI Settlement Home Page.

If You are an Owner of a MasterPlan, Executive MasterPlan, MasterPlan Plus, Joint MasterPlan Plus, or Juvenile MasterPlan Plus universal life insurance policy issued in Arizona, California, Florida, Illinois, Indiana, Kentucky, Minnesota, Missouri, South Carolina, Texas, and/or Washington, that was in force on or after January 1, 2000, that was issued by American States Life Insurance Company and administered by Symetra or its predecessors in interest, a Class Action Settlement May Affect Your Rights.

A Settlement was reached with Symetra[1]A Settlement was reached with Symetra Life Insurance for policies issued by American State Life that merged into Symetra (referred to here as “Symetra”). in a class action lawsuit about the Cost of Insurance applied to these policies. If the Settlement is approved by the Court, you will automatically receive a payment. No further action is required.

As part of the Settlement, Settlement Class Members will be eligible to receive a portion of a cash Settlement Fund funded by Symetra; the total Settlement Fund amount is $32.5 million.

This website is provided as a service to eligible individuals. The information provided is in summary form and is not intended as a complete explanation of your rights. For full and complete information, you are directed to review carefully the NOTICE OF CLASS ACTION LAWSUIT.

Current Status

The Settlement involves the Cost of Insurance that Symetra deducted from the Cash Values of these life insurance policies. The Settlement provides that Symetra will fund a Settlement Fund in the amount of $32.5 million, which will be used to pay (1) cash to Settlement Class Members; (2) Class Counsel’s attorneys’ fees and expenses in an amount to be approved by the Court; (3) any service award to Plaintiff in an amount to be approved by the Court; and (4) the expenses incurred in administering the Settlement.

The Court has not decided who is right and who is wrong. Your legal rights may be affected, and you have a choice to make now.


[1] A Settlement was reached with Symetra Life Insurance for policies issued by American State Life that merged into Symetra (referred to here as “Symetra”).

What Are My Options?

Do Nothing

Automatically receive your share of the Settlement Fund.

Ask to be Excluded

— Deadline: April 25, 2025

Get no benefits from the Settlement and preserve your right to separately sue USAA Life about the claims in this case.

Object

— Deadline: April 25, 2025

Write to the Court if you don’t like the Settlement.

Go to a Hearing

— Scheduled: May 19, 2025 at 10 a.m.

Ask to speak in Court about the fairness of the Settlement.